Jaisa ki main ab kahane ja raha hoon, mujhe lagata hai ki sabhee ke lie is yojana ka vivaran jaanana achchha hoga. aur is yojana ka naam bajaaj aaliyaanj laiph ee-tach tarm hai jo vishesh roop se aam aadamee ke lie dizain kiya gaya hai aur har ek aam aadamee ke lie sulabh hai aur yah ek poorn suraksha hai jo nishchit roop se aapako aur aapake parivaar ke sadasyon ko unamen se kaee anishchitataon se surakshit rakhegee. jeevan kee jab aur jab unhen isakee aavashyakata hotee hai. pratyek graahak ko beema pradaan karane ke lie is yojana ke maadhyam se sabhee prakaar kee yojanaen taiyaar kee gaee hain. saath hee, yadi koee durbhaagyapoorn ghatana hotee hai, to bhee aap kah sakate hain ki yah beema bina kisee samajhaute ke aapake aur aapake parivaar ke sapanon ko saakaar karane ka sahee samaadhaan hai.
hamane bajaaj aaliyaanj etach tarm plaan ke baare mein thoda jaan liya hai aur ab aaie is plaan kee pramukh visheshataon ke baare mein jaanen. is beema ko lene se, jab aap jeevan ke lie khataranaak sthiti ya akshamata aur any kathinaiyon mein hote hain, tab aapakee vitteey sthiti ko dekhate hue aapako is beema se behatar laabh diya jaega. aap jo bhee man chunate hain, polisee kisee ke lie ya seemit samay ke lie hotee hai. aapako keval tabhee peshakash kee jaegee jab aapako koee pareshaanee hogee, ya jab tak aapase shulk nahin liya jaata tab tak aapake paas preemiyam raashi ka bhugataan karane kee pooree chhoot hogee. pratyek graahak ke paas atirikt paripakvata laabh ke roop mein isake kul preemiyam ka atirikt 105% ya 120% vasool karane ka vikalp hota hai.
yadi aap khatare mein hain, to aap us aspataal se atirikt laabh praapt kar sakate hain jahaan aapako isakee aavashyakata hai. ab ham jaanate hain ki aap aur aapake parivaar ke sadasyon ke lie pe-aaut kaise praapt karen kyonki aap ya aapaka parivaar beema ke maadhyam se maasik aur ekal kul aay ka chayan kar sakate hain. aapake paas isase pahale beema kee sthiti ko prakat karane aur pratyek graahak ko beema dvaara bhugataan kie gae apane preemiyam ko sheeghr nikaas mooly ke roop mein praapt karane ka vikalp bhee hoga. agar aapako lagata hai ki aapako beema preemiyam ko todane kee jaroorat hai kyonki chhuttee ke kaaran aap ek se teen saal ke lie apana preemiyam paar kar sakate hain, to yah kuchh logon ke lie hee sambhav hai.
saath hee, beema lene vaale pratyek vyakti ke paas kar laabh praapt karane ka vikalp hoga. ebeedee laiph sheeld plas ke saath sabhee ke lie vishesh roop se upalabdh hai. pratyek beema laabhaarthee ko laiph sheeld ritarn oph preemiyam ke saath paripakvata laabh bhee upalabdh hai. mujhe lagata hai ki maamalon kee madad se aap ise phir se maamalon kee madad se samajh paenge ki aap laiph sheeld aur sheeld plas ke saath arlee egjit ka mooly bhee jaan sakate hain. yadi yah yojana sabhee ko karodon rupaye tak ka laabh nahin detee hai, to aapako bhugataan bhee karana hoga aur aap is prakriya ka bhugataan karake laabh utha sakenge.
kyonki yadi aap 55 varsh ke hain, to aapakee yojana ka laabh pratyek graahak ko aapake dvaara bhugataan karane ke tareeke ke aadhaar par alag-alag tareekon se pesh karana hai. isee tarah, dhyaan rakhen ki yadi aap kam se kam 85 varsh ke hain, to aap kam se kam 85 varsh ke hone par maichyoritee ka laabh utha sakate hain. yah yojana nishchit roop se radd kar dee jaegee kyonki paripakvata paar karane ke baad aap apane beema ka poora laabh uthaenge. mujhe lagata hai ki aap is yojana ke baare mein pooree tarah se samajh gae hain, aur isamen koee sandeh nahin hai ki is tarah kee yojana ke maadhyam se aapako achchha laabh aur atirikt laabh hoga aur aapako aajeevan penshan milegee. agale lekh ke maadhyam se ek aur yojana ke saath phir se dhanyavaad.