Namaskaar doston kaise hain aap aaj main aapako ek achchhee beema yojana ke baare mein bataane ja raha hoon isalie sabhee ko is beema yojana ke baare mein pata hona chaahie kyonki yah raashtreey svaasthy beema saptaah kee tarah ek achchhee beema yojana hai to kyon har kisee ko is yojana mein saral tareeke se nivesh karana chaahie ant mein dekhen aur sanjoen. raashtreey svaasthy beema raashtreey beema kampanee dvaara pesh kiya jaata hai, isaka beema ek achchhee kampanee hai jise har aam aadamee ke lie upayogee banaaya gaya hai kyonki yah bhaarat kee sabase puraanee saamaany beema kampanee hai jisake paas is kampanee kee yojanaen hain jo upayogee hain ausat aam aadamee ko.
kampanee kee sthaapana disambar 1906 mein huee thee aur tab se yah kaha ja sakata hai ki yah sabase achchhee beema kampaniyon mein se ek hai jisane lokapriyata haasil kee hai. lekin baad mein ise janaral inshyorens koraporeshan oph indiya (gich) kee chaar sahaayak kampaniyon mein se ek ke roop mein sthaapit kiya gaya, jisane any kampaniyon ke saath gathajod kiya. haalaanki, aap sabhee dhyaan den ki yah agast 2002 mein ek svatantr beema kampanee ke roop mein bhee kaam karane ke lie gich se alag ho gaee thee.
yah beema kampanee chhaatron, varishth naagarikon, parivaaron aur paarivaarik taaluk niyokta ke lie gambheer beemaariyon aur pratyek vyakti ke lie chovid-19 ke lie anukoolit yojanaon ke saath svaasthy beema yojanaon kee ek vistrt shrrnkhala pesh karatee hai. isake alaava, vitteey varsh 2021-22 mein 125.53% ka daava anupaat is raashtreey beema kampanee dvaara haasil kiya gaya hai jo lokapriyata ke kaaran hee sambhav hai. ab main aapako ek tarah se bataata hoon ki aap samajh sakate hain ki aapako raashtreey svaasthy beema kyon khareedana chaahie yojanaen yadi aap raashtreey svaasthy beema yojanaon ko chunana chaahate hain.
sabhee ke lie nivaarak svaasthy jaanch kee peshakash adhikaansh raashtreey svaasthy beema yojanaen ek nishchit sankhya mein daava-mukt varshon ke baad bhee beemit vyakti ko poorn nivaarak svaasthy jaanch kee suvidha pradaan karatee hain. saath hee is beema dvaar mein pree-polisee medikal chek-ap nahin hota hai, yah baat sabhee ko yaad rakhanee chaahie. aap yah bhee not kar sakate hain ki inamen se kuchh svaasthy yojanaon mein 45 varsh se adhik aayu ke aavedakon ko polisee khareedane se pahale chikitsa jaanch karaane kee aavashyakata nahin hotee hai.
isake alaava hamaare paas is beema ke maadhyam se khataranaak khelon ke lie kavarej hai aur any yojanaon ke vipareet, raashtreey beema kampanee ke maadhyam se adhikaansh svaasthy yojanaen hamen in khataranaak ya saahasik khelon ke lie sabhee ke lie kar laabh pradaan karatee hain aur is any raashtreey svaasthy beema polisee kee khareed mein pooree tarah se yogadaan karatee hain. saath hee aapake dvaara bhugataan kiya gaya preemiyam dhaara 80dee, aayakar adhiniyam ke tahat kar chhoot ke lie bhee paatr hai. 24×7 laiv chait samarthan – beema kampanee graahakon ko 24×7 chait samarthan pradaan karatee hai taaki unake prashnon ka kabhee bhee uttar diya ja sake.
aaie ab jaanate hain ki aapako neshanal helth inshyorens plaan kab aur kaise khareedana chaahie. agar aap neshanal helth inshyorens polisee onalain khareedane ja rahe hain to behatar hoga ki aap apane kadamon par ek najar daal len. agar aap is polisee ko chunana chaahate hain, to aap polisee baajaar inshyorens brokar praivet limited kee aadhikaarik vebasait par ja sakate hain aur vahaan se beema le sakate hain. isake baad aapako vahaan helth lav aaikan dikhaee dega, us par klik karen. beemit vyakti koee bhee ho, unakee pasand ka plaan chunen aur unakee umr bharen. isee tarah, sampark jaanakaaree aur vivaran ke saath, aapase yah bhee anurodh kiya jaata hai ki beema mein apane nivaas ke shahar ko darj karen.
isee tarah, agar is beema ko lene se pahale aapakee koee medikal histree ya pahale se koee beemaaree hai, to aapako isake baare mein bhee likhana hoga. yadi haan, to raashtreey svaasthy beema yojana chunen jo aapake lie kaaragar ho. sabhee vivaranon ko pooree tarah se dekhane aur sameeksha karane ke baad preemiyam ka bhugataan karen aur bhugataan poora hone ke baad beema kampanee aapako polisee jaaree karegee.
mainne aapako isake beema mein shaamil hone ke lie aavashyak dastaavejon aur prakriya ke baare mein is tarah se bataaya hai jise aap pooree tarah se samajh sakate hain aur saath hee main aapako kal ke lekh se ek-ek karake isake beema yojana ke baare mein bataoonga taaki har ek ke paas paudhon ke baare mein pooree samajh taaki aapako isamen nivesh karana chaahie. mujhe pooree ummeed hai ki tatva laabh uthaegee. kyonki svaasthy beema sabhee ke lie upayogee hai, main aapako beema yojana bata raha hoon aur mujhe pooree ummeed hai ki aapaka sahayog mujhe milata rahega.
