Here are the top 7 personal loan finance companies in India:
- 1.Fullerton India Loan details
- 2.Tata Capital Loan Overview
- 3.HDFC Bank Loan Overview
- 4.Bajaj Finserv Loan Overview
- 5.ICICI Bank Loan Overview
- 6.Axis Bank Loan Overview
- 7.Capital First Loan Overview
Note: This list may change based on various factors like financial performance, customer service, loan disbursal time, interest rates, etc.
Fullerton India Loan details
Fullerton India offers various types of loans such as personal loans, home loans, loan against property, and business loans. Some of the key details regarding these loans are as follows:
Personal Loans:
Loan amount: Up to Rs. 25 lakhs
Tenure: 12 to 60 months
Interest rate: Starts from 12.99% per annum
Processing fee: 1% to 2% of the loan amount
Home Loans:
Loan amount: Up to Rs. 10 crores
Tenure: Up to 30 years
Interest rate: Starts from 8.50% per annum
Processing fee: Up to 0.50% of the loan amount
Loan against Property:
Loan amount: Up to Rs. 2 crores
Tenure: Up to 20 years
Interest rate: Starts from 10.50% per annum
Processing fee: Up to 1.5% of the loan amount
Business Loans:
Loan amount: Up to Rs. 50 lakhs
Tenure: Up to 36 months
Interest rate: Starts from 18.00% per annum
Processing fee: Up to 2% of the loan amount
Note: The above details are subject to change based on the bank’s discretion and the borrower’s profile
Tata Capital Loan Overview
Tata Capital is a leading financial services company in India that offers a range of loan products including personal loans, home loans, business loans, and loan against property. Some of the key features and details of these loan products are:
Personal Loans:
Loan amount: Up to Rs. 25 Lakhs
Interest rate: Starting from 11.75% p.a.
Loan tenure: Up to 60 months
Eligibility: Salaried individuals with a minimum monthly income of Rs. 20,000
Home Loans:
Loan amount: Up to Rs. 5 Crores
Interest rate: Starting from 7.90% p.a.
Loan tenure: Up to 30 years
Eligibility: Indian residents with a stable income and a minimum age of 21 years
Business Loans:
Loan amount: Up to Rs. 50 Lakhs
Interest rate: Starting from 11.75% p.a.
Loan tenure: Up to 36 months
Eligibility: Businesses with a minimum turnover of Rs. 50 Lakhs and a minimum operating history of 2 years
Loan Against Property:
Loan amount: Up to Rs. 5 Crores
Interest rate: Starting from 11.75% p.a.
Loan tenure: Up to 15 years
Eligibility: Indian residents with a property in their name and a minimum age of 21 years
Note: The above details are subject to change and are only indicative. For accurate and up-to-date information, it is advisable to visit the Tata Capital website or reach out to a loan specialist
HDFC Bank Loan Overview
you can follow these steps:
Visit the HDFC Bank official website and log in to your account.
Click on the “Loans” section and select the type of loan you have availed (e.g., personal loan, home loan, etc.).
You will find details such as your loan account number, outstanding amount, repayment schedule, etc.
You can also make an online payment, view your loan statement, and track your loan status through the website.
If you face any difficulties or need more information, you can contact HDFC Bank customer service for assistance.
Bajaj Finserv Loan Overview
Bajaj Finserv is a financial services company in India that offers various loan products, including personal loans, home loans, loan against property, and business loans. The company provides loans with flexible repayment tenures, competitive interest rates, and minimal documentation.
To apply for a loan from Bajaj Finserv, you can visit their website or one of their branches, and fill out an online application form. You will need to provide personal and financial information, such as your income, employment details, and bank statements. The loan approval process typically takes a few working days, and disbursal of the loan amount is usually done within 24 hours of approval.
Bajaj Finserv also offers several value-added services, such as loan protection insurance and balance transfer options, to help make loan repayment easier. They also have a customer service team that is available to assist with any queries or concerns.
ICICI Bank Loan Overview
ICICI Bank is an Indian multinational bank and financial services company. It offers various loan products for personal, home, vehicle, education, and business purposes. Some of the popular loan products offered by ICICI Bank are:
Personal Loan: This is a unsecured loan that can be used for a variety of purposes such as travel, home renovation, medical expenses, etc.
Home Loan: This is a loan taken to finance the purchase or construction of a new home.
Car Loan: This is a loan taken to finance the purchase of a new or used car.
Education Loan: This is a loan taken to finance the cost of higher education, either in India or abroad.
Business Loan: This is a loan taken by small and medium enterprises to finance their business operations.
To know more about the loan products offered by ICICI Bank, you can visit their official website or contact their customer service for more information.
Axis Bank Loan Overview
Axis Bank offers various loan products including Personal Loans, Home Loans, Car Loans, Education Loans, and Business Loans. Each loan product has specific eligibility criteria, documentation, interest rates, and repayment tenures. Some of the key features of these loans are as follows:
Personal Loans: Offered at competitive interest rates, flexible repayment tenures, and quick disbursal.
Home Loans: Available for the purchase, construction, and renovation of homes. Offers attractive interest rates, long repayment tenures, and doorstep service.
Car Loans: Provided for the purchase of new or used cars. Offers flexible repayment options and quick loan disbursal.
Education Loans: Offered to students for pursuing higher education in India or abroad. Features include attractive interest rates, long repayment tenures, and easy documentation.
Business Loans: Provided to help small and medium-sized enterprises grow their businesses. Offers flexible repayment options and quick loan disbursal.
It is important to note that interest rates and other loan terms may vary based on the applicant’s credit score, income, and other factors. You can contact Axis Bank for more information or visit their website to explore loan options in detail.
Capital First Loan Overview
Capital First is a leading non-banking finance company in India, offering a range of loans to individuals and small businesses. Some of the loan products offered by Capital First include:
Personal Loans: Capital First provides unsecured personal loans to salaried individuals for a variety of purposes, such as home renovation, medical expenses, travel, and more.
Business Loans: Capital First offers loans to small businesses for working capital, equipment financing, and growth opportunities.
Loan Against Property: Capital First provides loans against property, which can be used for a variety of purposes, such as business expansion, home renovation, and more.
Two-Wheeler Loans: Capital First offers loans to individuals looking to purchase a two-wheeler, with flexible repayment options and competitive interest rates.
Consumer Durable Loans: Capital First provides loans to individuals looking to purchase consumer durables, such as electronics, home appliances, and more.
Loan amounts and interest rates vary based on the loan type and the applicant’s credit profile. Capital First requires applicants to provide proof of income, employment, and identity to be eligible for a loan. Repayment options are flexible and tailored to the borrower’s financial situation. To apply for a loan from Capital First, individuals can visit their website or visit a nearby branch.
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